Life is full of surprises, and not all of them are good. From sudden medical bills to layoffs, financial challenges can arise at any time. That's where an rainy day fund comes in – it's your crucial first line of shield against these challenging situations. Having liquid funds set aside means you won’t have to rely on credit cards, potentially

Life is erratic. Unexpected events can happen, and when they do, you want to be economically prepared. That's where an emergency fund comes in: a buffer of cash solely set aside for unexpected expenses. Building this reserve is crucial to minimizing the consequences of these adversities. Start small and regular contributions. Schedule your sa